Icici Prudential Retirement Fund - Hybrid Conservative Plan Datagrid
Category Retirement Fund
BMSMONEY Rank 4
Rating
Growth Option 13-03-2026
NAV ₹17.62(R) -0.73% ₹19.34(D) -0.73%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 8.93% 11.17% 7.93% 8.33% -%
Direct 10.31% 12.43% 9.18% 9.77% -%
Nifty 500 TRI 7.03% 15.05% 12.45% 13.56% 14.3%
SIP (XIRR) Regular 3.44% 7.73% 6.7% 7.63% -%
Direct 4.72% 9.01% 7.9% 8.94% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
1.55 0.8 0.91 2.8% -1.49
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
3.86% -2.66% -3.17% 0.29 2.91%
Fund AUM As on: 30/12/2025 88 Cr
Top Retirement Fund
Fund Name Rank Rating
Icici Prudential Retirement Fund - Pure Equity Plan 1
Icici Prudential Retirement Fund - Hybrid Aggressive Plan 2
Union Retirement Fund 3
Icici Prudential Retirement Fund - Hybrid Conservative Plan 4
Aditya Birla Sun Life Retirement Fund - The 40s Plan 5
Aditya Birla Sun Life Retirement Fund - The 30s Plan 6

NAV Date: 13-03-2026

Scheme Name NAV Rupee Change Percent Change
ICICI Prudential Retirement Fund - Hybrid Conservative - Growth Option 17.62
-0.1300
-0.7300%
ICICI Prudential Retirement Fund - Hybrid Conservative - IDCW Option 17.62
-0.1300
-0.7300%
ICICI Prudential Retirement Fund - Hybrid Conservative - Direct Plan - Growth Option 19.34
-0.1400
-0.7300%
ICICI Prudential Retirement Fund - Hybrid Conservative - Direct Plan - IDCW Option 19.34
-0.1400
-0.7300%

Review Date: 13-03-2026

Beginning of Analysis

In the Retirement Fund category, Icici Prudential Retirement Fund - Hybrid Conservative Plan is the 4th ranked fund. The category has total 26 funds. The Icici Prudential Retirement Fund - Hybrid Conservative Plan has shown an excellent past performence in Retirement Fund. The fund has a Jensen Alpha of 2.8% which is higher than the category average of 0.17%. Here the fund has shown very good performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 1.55 which is higher than the category average of 0.81.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Retirement Mutual Funds

Icici Prudential Retirement Fund - Hybrid Conservative Plan Return Analysis

The Icici Prudential Retirement Fund - Hybrid Conservative Plan has delivered a mixed performance across various time horizons, showcasing both strengths and challenges when compared to its Retirement Fund peers and the Nifty 500 TRI benchmark. This analysis examines the fund’s returns over periods ranging from one month to ten years, alongside its Systematic Investment Plan (SIP) performance, highlighting its rankings within the Retirement Fund category and its ability to outperform or underperform the benchmark and category averages.

  • The fund has given a return of -2.18%, -0.56 and 1.33 in last one, three and six months respectively. In the same period the category average return was -4.87%, -5.35% and -3.84% respectively.
  • Icici Prudential Retirement Fund - Hybrid Conservative Plan has given a return of 10.31% in last one year. In the same period the Nifty 500 TRI return was 7.03%. The fund has given 3.28% more return than the benchmark return.
  • The fund has given a return of 12.43% in last three years and rank 13th out of twenty six funds in the category. In the same period the Nifty 500 TRI return was 15.05%. The fund has given 2.62% less return than the benchmark return.
  • Icici Prudential Retirement Fund - Hybrid Conservative Plan has given a return of 9.18% in last five years and category average returns is 10.49% in same period. The fund ranked 14th out of twenty five funds in the category. In the same period the Nifty 500 TRI return was 12.45%. The fund has given 3.27% less return than the benchmark return.
  • The fund has given a SIP return of 4.72% in last one year whereas category average SIP return is -4.22%. The fund one year return rank in the category is 1st in 29 funds
  • The fund has SIP return of 9.01% in last three years and ranks 3rd in 26 funds. Icici Prudential Retirement Fund - Pure Equity Plan has given the highest SIP return (15.04%) in the category in last three years.
  • The fund has SIP return of 7.9% in last five years whereas category average SIP return is 8.38%.

Icici Prudential Retirement Fund - Hybrid Conservative Plan Risk Analysis

  • The fund has a standard deviation of 3.86 and semi deviation of 2.91. The category average standard deviation is 7.97 and semi deviation is 5.87.
  • The fund has a Value at Risk (VaR) of -2.66 and a maximum drawdown of -3.17. The category average VaR is -9.51 and the maximum drawdown is -9.97. The fund has a beta of 0.31 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Retirement Fund Category
  • Good Performance in Retirement Fund Category
  • Poor Performance in Retirement Fund Category
  • Very Poor Performance in Retirement Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Nifty 500 TRI Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -2.27 -8.21
    -4.96
    		-8.66 | 0.30 8 | 29 Very Good
    3M Return % -0.85 -9.72
    -5.61
    		-11.03 | 0.75 3 | 29 Very Good
    6M Return % 0.74 -7.62
    -4.38
    		-12.26 | 1.59 3 | 29 Very Good
    1Y Return % 8.93 7.03
    5.88
    		2.39 | 18.65 5 | 29 Very Good
    3Y Return % 11.17 15.05
    11.69
    		5.31 | 24.28 14 | 26 Good
    5Y Return % 7.93 12.45
    9.20
    		4.31 | 19.63 14 | 25 Good
    7Y Return % 8.33 13.56
    9.55
    		4.31 | 17.66 11 | 18 Average
    1Y SIP Return % 3.44
    -5.34
    		-14.97 | 3.44 1 | 29 Very Good
    3Y SIP Return % 7.73
    5.15
    		0.79 | 13.39 3 | 26 Very Good
    5Y SIP Return % 6.70
    7.13
    		3.18 | 17.20 13 | 25 Good
    7Y SIP Return % 7.63
    9.28
    		3.63 | 19.51 11 | 18 Average
    Standard Deviation 3.86
    7.97
    		1.10 | 14.15 6 | 26 Very Good
    Semi Deviation 2.91
    5.87
    		0.78 | 10.35 6 | 26 Very Good
    Max Drawdown % -3.17
    -9.97
    		-19.00 | -0.42 7 | 26 Very Good
    VaR 1 Y % -2.66
    -9.51
    		-20.07 | 0.00 3 | 26 Very Good
    Average Drawdown % -1.46
    -3.53
    		-7.26 | -0.21 6 | 26 Very Good
    Sharpe Ratio 1.55
    0.81
    		-0.25 | 1.55 1 | 26 Very Good
    Sterling Ratio 0.91
    0.66
    		0.48 | 0.99 3 | 26 Very Good
    Sortino Ratio 0.80
    0.39
    		-0.09 | 0.80 1 | 26 Very Good
    Jensen Alpha % 2.80
    0.17
    		-3.49 | 7.29 3 | 26 Very Good
    Treynor Ratio -1.49
    -2.04
    		-18.09 | -0.33 20 | 26 Average
    Modigliani Square Measure % 26.68
    16.75
    		3.89 | 26.68 1 | 26 Very Good
    Alpha % -4.51
    -3.96
    		-9.80 | 8.15 13 | 26 Good
    Return data last Updated On : March 13, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Feb. 27, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Nifty 500 TRI Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -2.18 -8.21 -4.87 -8.58 | 0.40 8 | 29 Very Good
    3M Return % -0.56 -9.72 -5.35 -10.81 | 1.05 3 | 29 Very Good
    6M Return % 1.33 -7.62 -3.84 -11.58 | 2.16 3 | 29 Very Good
    1Y Return % 10.31 7.03 7.10 3.65 | 20.27 5 | 29 Very Good
    3Y Return % 12.43 15.05 12.96 6.52 | 25.98 13 | 26 Good
    5Y Return % 9.18 12.45 10.49 5.58 | 21.27 14 | 25 Good
    7Y Return % 9.77 13.56 10.93 5.64 | 19.46 11 | 18 Average
    1Y SIP Return % 4.72 -4.22 -13.55 | 4.72 1 | 29 Very Good
    3Y SIP Return % 9.01 6.37 1.96 | 15.04 3 | 26 Very Good
    5Y SIP Return % 7.90 8.38 4.36 | 18.87 15 | 25 Average
    7Y SIP Return % 8.94 10.64 4.88 | 21.24 11 | 18 Average
    Standard Deviation 3.86 7.97 1.10 | 14.15 6 | 26 Very Good
    Semi Deviation 2.91 5.87 0.78 | 10.35 6 | 26 Very Good
    Max Drawdown % -3.17 -9.97 -19.00 | -0.42 7 | 26 Very Good
    VaR 1 Y % -2.66 -9.51 -20.07 | 0.00 3 | 26 Very Good
    Average Drawdown % -1.46 -3.53 -7.26 | -0.21 6 | 26 Very Good
    Sharpe Ratio 1.55 0.81 -0.25 | 1.55 1 | 26 Very Good
    Sterling Ratio 0.91 0.66 0.48 | 0.99 3 | 26 Very Good
    Sortino Ratio 0.80 0.39 -0.09 | 0.80 1 | 26 Very Good
    Jensen Alpha % 2.80 0.17 -3.49 | 7.29 3 | 26 Very Good
    Treynor Ratio -1.49 -2.04 -18.09 | -0.33 20 | 26 Average
    Modigliani Square Measure % 26.68 16.75 3.89 | 26.68 1 | 26 Very Good
    Alpha % -4.51 -3.96 -9.80 | 8.15 13 | 26 Good
    Return data last Updated On : March 13, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Feb. 27, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Icici Prudential Retirement Fund - Hybrid Conservative Plan NAV Regular Growth Icici Prudential Retirement Fund - Hybrid Conservative Plan NAV Direct Growth
    13-03-2026 17.6179 19.3404
    12-03-2026 17.7478 19.4823
    11-03-2026 17.8055 19.545
    10-03-2026 17.8482 19.5912
    09-03-2026 17.7428 19.4749
    06-03-2026 17.8801 19.6236
    05-03-2026 17.929 19.6765
    04-03-2026 17.8575 19.5975
    02-03-2026 17.9807 19.7313
    27-02-2026 18.0386 19.7928
    26-02-2026 18.0916 19.8503
    25-02-2026 18.0977 19.8563
    24-02-2026 18.0421 19.7946
    23-02-2026 18.059 19.8125
    20-02-2026 18.0139 19.761
    18-02-2026 18.0892 19.8422
    17-02-2026 18.0739 19.8248
    16-02-2026 18.0561 19.8046
    13-02-2026 18.0275 19.7712

    Fund Launch Date: 07/Feb/2019
    Fund Category: Retirement Fund
    Investment Objective: To generate regular income through investments predominantly in debt and money market instruments. The Scheme also seeks to generate long term capital appreciation from the portion of equity investments under the Scheme. However, there is no assurance or guarantee that the investment objective of the plan would be achieved.
    Fund Description: An open ended retirement solution oriented scheme having a lock-in of 5 years or till retirement age.(whichever is earlier)
    Fund Benchmark: Nifty 50 Hybrid Composite Debt 15:85 Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.